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Bank Accounts & Services |
For information about these or any of our other services, please contact us at (201)869-9300, (201)943-8200, or visit
one of our branches.
| Passbook Savings |
| Minimum Opening Balance | | $50.00 |
| Monthly Service Charges: |
| Balances Under $50.00 | | $5.00 |
| Students | | No Charge! |
| Accounts Closed Within 6 Months | | $25..00 |
| Deposited/Cashed Checks Returned | | $10.00 |
| Lost Passbook | | $10.00 |
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Certificates of Deposit |
| Minimum Opening Balance | | $500.00 |
| Monthly Service Charge | | No Charge! |
| Deposited/Cashed Checks Returned | | $10.00 | |
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Personal Checking Accounts |
| FREE CHECKING - Non-Interest | |
| Minimum Opening Balance | | $1.00 |
| Monthly Service Charges | | N/C |
| Per Check Charge | | N/C |
| No Activity for 6 Months | | $5.00 monthly |
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| N.O.W. - Interest Checking | |
| Minimum Opening Balance | | $100.00 |
| Monthly Service Charges | |
| Balance Under $500.00 | | $10.00 |
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| Non-Interest Checking | |
| Minimum Opening Balance | | $50.00 |
| Monthly Service Charges | |
| Balance Under $50.00 | | $3.00 |
| Per Check Charge | | $0.15 |
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| NJ Consumer Checking | |
| Minimum Opening Balance | | $50.00 |
| Monthly Service Charges | |
| Regardless of Account Balance | | $3.00 |
| Per Check Charge (8 free per cycle) | | $0.15 |
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| Super Money Market Account | |
| Minimum Opening Balance | | $1500.00 |
| Monthly Service Charges | |
| Balance under $1500.00 | | $15.00 |
| Transfers from a
Super Money Market account to another account or to third parties by
preauthorized, automatic, or telephone transfer are limited to six per
statement cycle with no more than three by check, draft, debit card, or
similar order to third parties. Any withdrawal must be no less
than $250.00 |
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| A Debit card is available on personal checking accounts and Super
Money Market Accounts. |
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Commercial Checking Accounts |
| Commercial Checking Account I | |
| Minimum Opening Balance | | $1000.00 |
| Monthly Service Charges | |
| Balance Under $1000.00 | | $15.00 |
| Balances Based on Daily Balance |
| Checks Paid Per Cycle (First 50 are free) | | $0.20 |
| Deposit Tickets (First 10 are free) | | $0.10 |
| Items Deposited (First 50 are free) | | $0.15 |
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| Commercial Checking II | |
| Minimum Opening Balance | | $25000.00 |
| Monthly Service Charges | |
| Balances $0.01 to $24999.99 | | $225.00 |
| Balances $25000.00 and above | | $125.00 |
| No per check or deposit ticket charges! |
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Safe Deposit Boxes |
| Prices vary
according to size |
| Boxes are available in Guttenberg & Fairview offices. |
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| Lost Key | | $25.00 |
| Drilling Box | | $250.00 |
| Late Payment | | $10.00 |
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Other Available Services |
| Holiday Clubs |
| Direct Deposit |
| Bank by Mail |
| Receiving Member of (ACH) Automated Clearing House |
| Mortgage Loans |
| Equity Loans |
| Second Mortgage Loans |
| Education Loans |
| Passbook Loans |
| MasterCard/Discover Cash Advances |
| Night Depository |
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